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Harold Osborne

Phone: (800) 869-6513
support@smartchoicerealtyinc.com

Hello, welcome to my page.

I am an accomplished business owner after studying business & real estate at ASU. Have worked with prestigious lending organizations such as JP Morgan Chase, Bear Sterns & Wells Fargo. I have gained a vast knowledge of different aspect of the mortgage and real estate process through holding mostly every position through the years. I am proficient in underwriting, servicing including modifications, mortgage lending & more. Through my experiences I have been able to obtain several licensing including a Real Estate license, Broker’s license, NMLS license. I have made this my life to be the very best at what I do so when I work with you I can give you more.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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